Know if your business is healthy.
In 2 minutes.
Your accountant sends reports — but you still don't know if you're in good shape. FinanceMOT gives you one number, plain-English insights, and the next action to take. No finance degree required.
Why owners choose FinanceMOT
Built for the people running the business — not the people doing the books.
One score. Zero jargon.
Get a single 0–100 health score across liquidity, profitability, efficiency and solvency. No spreadsheets, no finance terms.
Plain-English insights
Smart insights tell you what's working, what's at risk, and exactly what to do next — written like a fractional CFO, not an accountant.
Reports your bank, investors and team understand
Branded health reports you can download and share. Turns "the numbers" into a conversation anyone in the room can follow.
See your whole business on one page
Score, KPIs, cash runway and trends — updated every time you upload a Trial Balance.
Revenue
£482k
+12%
Gross Margin
42.3%
+2.1%
Current Ratio
1.2x
-0.3x
Debt Ratio
68%
+4%
What owners are saying
From solo founders to multi-entity directors.
"I finally understand my own numbers. The score told me my margins were the real problem — not sales like I thought."
"My accountant gives me a P&L. FinanceMOT tells me what the P&L means and what to do about it. Different thing entirely."
"We caught a cash runway issue 3 months early. That conversation with our investors went very differently because we had the report."
"I uploaded a Trial Balance and 90 seconds later I had a score, a SWOT, and a list of actions. Honestly thought it was too good to be true."
"I run two companies. Switching between them and seeing both scores side-by-side has changed how I prioritise my week."
"It's the first finance tool I've used that doesn't make me feel stupid for not knowing the jargon."
Simple pricing for owners
Start free for 14 days. Upgrade when you're ready.
Core
Best for owners running 1 company
- 1 company
- Full dashboard & KPI engine
- CSV / Excel imports (TB, P&L, Balance Sheet)
- Smart insights (AI-generated) for every period
- Branded HTML health reports
- Business-focused recommendations
No card required · Cancel anytime
Growth
Best for owners running 2–3 companies
- Up to 3 companies
- Everything in Core
- +£9/month per extra company
- Switch between companies in one click
- Smart insights for every company
- Priority email support
No card required · Cancel anytime
Run a portfolio of 4+ companies? See the Portfolio plan →
Stop guessing. Start knowing.
Get your first health score in under 2 minutes. No card. No setup call. No accountant required.