Run Your Business
With Financial Clarity.
FinanceMOT turns your financial data into clear direction, risk signals and executive-level insight — in minutes.
No card required · Cancel anytime
Revenue
£482k
+12%
Gross Margin
42.3%
+2.1%
Current Ratio
1.2x
-0.3x
Debt Ratio
68%
+4%
- No credit card required
- Setup in under 2 minutes
- Secure data handling
- Cancel anytime
Most businesses don't fail suddenly. They drift.
Without the right signals, small problems compound into serious risk.
No visibility
You rely on gut feel instead of data.
Margin erosion
Profits shrink before anyone notices.
Cash pressure
Cash runs out faster than expected.
No early warning
Problems surface when it's too late.
FinanceMOT is not accounting software
It's strategic insight software.
Think of it as a financial health check for your business — surfacing the signals that matter before it's too late.
The numbers behind the problem
Most UK businesses don't fail from a lack of effort — they fail from a lack of clarity.
of UK SMEs have experienced cash flow difficulties
SME leaders can't correctly define cash flow
of UK businesses fail within their first 3 years
SMEs close every year due to cash flow problems
How it works
From numbers to decisions
in under 2 minutes
Upload your financial data. Get a score. Know what to do next.
Upload your financial data in minutes
Drop in your Trial Balance, P&L, or Balance Sheet as a CSV — or enter your key figures manually. FinanceMOT maps your accounts automatically.
- CSV or Excel drag and drop
- Or enter figures manually
- Auto-maps 8+ financial fields
Your financials scored in seconds
FinanceMOT calculates 12 KPIs across 4 pillars and converts them into a single 0–100 Financial Health Score with a full RAG signal breakdown.
- 0–100 Financial Health Score
- 12 KPIs with RAG signals
- 4-pillar weighted scoring
Clear actions, not accounting jargon
Instead of a report dump, you get plain-English actions grouped by urgency — exactly what a CFO would tell you, without the day rate.
- Urgent / Medium / Watchlist priorities
- Plain English — zero jargon
- Board-ready PDF export
Free to try · No card required · Account in under a minute
Who it's for
Built for two kinds of people
Different goals. Same result: financial clarity.
Features
Everything you need to stay in control
Powerful tools designed for finance professionals who demand clarity.
Insights
Learn How FinanceMOT Works
Deep dives into the features that give you financial clarity.
Free Assessment
Not ready to sign up yet?
See how our MOT system works — answer a few questions about your business and get an instant financial health score. No account needed.
Pricing
Simple Pricing. Clear Value.
All paid plans include a 14-day free trial. No credit card required to start.
Free
Get started with the basics.
- 1 company
- Manual Trial Balance entry
- Limited KPIs
- Basic insights
Core
Full power for a single company.
- 1 company
- Full dashboard & KPI engine
- CSV upload
- Smart insights
- Downloadable reports
- Business-focused recommendations
Growth
Analyse multiple companies.
- Up to 3 companies
- Full dashboard & KPI engine
- CSV upload
- Smart insights
- Downloadable reports
- Business-focused recommendations
- +£9/extra company
Portfolio
For advisory firms and portfolios.
- Up to 20 companies
- Portfolio view
- Full KPI analysis
- Smart insights
- Client-ready reports
- Business-focused recommendations
- +£6/extra company
Growth and Portfolio plans support additional companies at £9 and £6 per company per month respectively.
FAQ
Frequently Asked Questions
Stop Guessing. Start Knowing.
Join hundreds of finance professionals using FinanceMOT to make better decisions, faster.